About health insurance

Why get covered?

You insure your home, your car, your pets - isn't your health important too?

Private health insurance (also known as private medical insurance) is all about peace of mind and the reassurance of knowing you’ll get the treatment you need, when you need it and at the best hospitals.

It’s designed to cover the cost of surgery, medical specialists, accommodation and nursing for treatment at either a private hospital or in a private ward of an NHS hospital.

It’s one less thing to worry about and means you can be confident that you and your loved ones will be back on your feet as quick as possible, without the concern of NHS waiting lists.

Health insurance was traditionally a luxury item, just for the wealthy – that’s no longer the case. PruHealth has policies to suit most needs and budgets; after all, don’t you deserve to be well cared for without having to wait?

If you’re already covered you can easily move to PruHealth. If you have an existing medical condition and this is being managed, it may not necessarily result in an exclusion being applied. Plus, join PruHealth and you will have the opportunity to reduce your premiums each year.