Cost examples - How your lifestyle can influence your premiums

When you get a quote from PruHealth, you will be asked the age and 5 simple lifestyle questions about the members on the policy.

Your answers could save you up to 25% on your first year's premium. Below are some examples of how your premium is influenced by the combination of plan choices you select, and your lifestyle:

Single female

A single female aged 28 years old, selects London hospitals and chooses a £0 excess, she does not smoke, participates in regular exercise and has low cholesterol and blood pressure.

Core £36.14 pm
Essential £44.40 pm
Comprehensive £55.57pm

Couple

A couple, male 32 years old and female 31 years old select London hospitals and a £0 excess, both are active and do not smoke, they have low cholesterol and blood pressure.

Core £76.33 pm
Essential £93.83 pm
Comprehensive £117.31 pm

Family with two children

A family, father 38 years old, mother 34 years old and two children 4 and 2 years old, select London hospitals, and a £0 excess. The parents take regular exercise, do not smoke and have low cholesterol and blood pressure.

Core £107.15 pm
Essential £131.31 pm
Comprehensive £167.15 pm

Find out more

The examples are based on a per month amount and include a 25% first year discount (calculated July 2008). These figures are for illustrative purposes only. Your own quotation could be more or less than those shown here and will depend on your personal circumstances.