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The Comprehensive health insurance plan
With our Comprehensive plan we aim to provide the best private health cover in its class. The Comprehensive plan is designed to give you complete peace of mind by providing cover for all eligible in and outpatient treatment.
Plus there are many other benefits, including:
- Full Cancer cover
- Contributions towards nursing at home
- Complementary and alternative therapies (limits apply)
- Private ambulance service
- Parental accommodation if your child is a patient and 12 years old or under
- Psychiatric treatment (limits apply)
With such a wide range of services covered, you'll have the assurance that you're protected by PruHealth's top level of health insurance cover.
Comprehensive plan benefits
| Excess | Comprehensive |
|---|---|
| Excess levels | £0, £100, £250, £500, £1000 |
| Inpatient care | Comprehensive |
|---|---|
| Hospital charges | |
| Specialist/consultant fees | |
| Diagnostic tests | |
| Radiotherapy and chemotherapy | |
| Psychiatric treatment | Combined limit of £20,000 per policy year |
| Outpatient care | Comprehensive |
|---|---|
| Consultations with specialists | |
| MRI, CT, PET scans | |
| Other diagnostic tests | |
| Physiotherapy | |
| Chiropractic/osteopathy | Limit of £800 per policy year |
| Radiotherapy and chemotherapy | |
| Psychiatric treatment | Combined limit of £20,000 per policy year |
| Other care | Comprehensive |
|---|---|
| Complementary and alternative therapies | Limit of £600 per policy year |
|
Childbirth cash benefit
| £100 per child |
| Home nursing | |
| Private ambulance | |
| Parental accommodation | Yes (children aged 12 and under,1 parent) |
| NHS cash benefit | £100 per day case or night stay, limit of £2,000 per policy year |
- Cover in full at hospitals on member’s chosen hospital list. See Policy document for full details.
Fees will be met in full only if they are below the threshold as determined to be industry standard for that specific procedure. This is known as the PruHealth Fee Maxima.
See how much our health insurance could cost you
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