The Core health insurance plan
The Core Plan is our most basic cover option, however it still covers
all including eligible hospital fees.
You'll also be covered for parental accommodation if your child is a patient
and is 12 years old or under. As with our other plans, the Core plan includes
all of the following benefits:
- Nursing at Home,
- NHS cash benefit,
- Private ambulance services.
The Core plan only covers the cost of out-patient treatment which
is directly related to an eligible hospital admission, up to an annual limit of
£600.
Core plan benefits
| Inpatient care |
| Hospital charges | |
| Specialist/consultant fees | |
| Diagnostic tests | |
| Radiotherapy and chemotherapy | |
| Psychiatric treatment | |
| Outpatient care |
| Consultations with specialists | Combined limit of £600 per policy year* |
| MRI, CT, PET scans | |
| Other diagnostic tests | Combined limit of £600 per policy year |
| Physiotherapy | Combined limit of £600 per policy year* |
| Chiropractic/osteopathy | Combined limit of £600 per policy year* |
| Radiotherapy and chemotherapy | |
| Psychiatric treatment | |
| Other care |
Complementary
and alternative therapies | |
|
Childbirth cash benefit
| £100 per child |
| Home nursing | £3,000 limit |
| Private ambulance | £60 per trip |
| Parental accommodation | Yes
(children aged 12 and under, 1 parent) |
| NHS cash benefit | £50 per day case or night stay, limit of £2,000 per policy
year |
- Cover in full subject to restrictions**. See Policy
document (Adobe.pdf format) for full details. See Policy
summary (Adobe.pdf format) for summary of details.
- Not covered.
* Treatment following and directly related to a hospital admission. The
combined limit amount indicated applies to all treatments paid from these
benefits in a policy year.
** Specilalist fees will be met in full only if they are within the range
considered reasonable and customary for the service provided in UK private
healthcare.
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